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Conventional, FHA, and VA loans
The brand leads with self-employed and rental options. When a standard loan is the better fit, Allen Hong originates those too.
Written by Allen Hong, NMLS 1295255·Last updated: October 8, 2026
Conventional
Who it is for
A common choice when the file fits standard documentation and the property qualifies.
What to know
Guidelines vary by lender, property, and borrower. This page does not state a score, a down payment, or a ratio.
FHA
Who it is for
Often used by people buying a primary home who want a government-insured option.
What to know
FHA has its own rules. What fits still varies by lender, property, and borrower.
VA
Who it is for
For eligible veterans, service members, and some surviving spouses.
What to know
Eligibility comes from the VA. The loan still has to fit the property and the file.
Not affiliated with HUD, FHA, VA, or any government agency.